Welcome to the monthly digest about Private Debt and investing in Digital Lending providers. We have hand-picked thought pieces and new information relevant to the topic from the past month. Please, feel free to reach out in case of questions or feedback.
Since the Global Financial Crisis (GFC), private debt has received increased attention and growth for a variety of reasons. These have included the ongoing low interest rate environment, elevated equity valuations, the diversification benefits and higher yield potential offered by private debt. The case for private debt appears to be a strong for investors with long-term investment horizons and higher risk tolerances.
The private capital industry has grown to more than $7tn thanks to demand for higher-returning but pricey and opaque strategies, spurring the likes of Schroders and JPMorgan to launch new divisions and sending others on the prowl for acquisitions.
More and more people, from all age groups are turning to instant loan apps these days for their urgent requirement to fund personal expenses. Digital lending is a reality that’s transforming the credit scene in India at a rapid pace.
Navigating through the post-pandemic world will only get a little harder before it gets easier, but that is no reason to put off entrepreneurial dreams. Instead, it is all the more reason to push harder to keep those dreams alive, by taking initiative and exploring alternative lending options through a qualified business loan broker.
A new study from Juniper Research has found that spending via buy now pay later services, which are integrated within eCommerce checkout options, including fixed instalment plans and flexible credit accounts, will reach $995 billion in 2026, from $266 billion in 2021. This 274% growth will be fuelled by a greater appetite from users for credit to spread costs, particularly in the wake of the pandemic, which has put extreme pressure on user finances.
Thanks to fintech, new generations of consumers are taking advantage of the flexibility, affordability and convenience of interest-free payment, and merchants are reaping financial and operational benefits.
Kilde is a regulated investment platform for alternatives. We operate as a two-sided platform connecting institutions / HNWI with securitised private investments. Our main alternative asset classes are private debt, venture debt, and recurring revenue financing. Kilde has partnered with leading non-banking consumer & SME lending firms to give investors safe and controlled access to consumer lending assets. Our unfair advantage is vast accumulated data on consumer & SME assets performance as well as scalable investment and securitisation tech platform. Thanks to Kilde’s license for dealing in securities, we securitize alternative investments into digital securities.
Private debt, as an asset class, is growing rapidly.Volumes of private debt have increased significantly over the last 12 months and are poised to continue growing strongly in the coming years. Increasing cash flow needs resulting from the COVID-19 pandemic, accommodative monetary policies, and low-interest rates are the main contributors to the expected increase in...
KILDE is focusing on a specific asset class within private debt - consumer lending assets. We have analysed more than 30 consumer finance lending firms in the past 6 months in Europe, Central Asia, and South-East Asia. We have seen the impact of the COVID crisis on their loan books and we have also seen that the consumer lending assets have shown...
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