Buy now pay later industry has massive potential for growth, which presents a lucrative opportunity for investors. In a new article, published on Arteculate, we explored why BNPL is a promising asset for investors offering high returns for a relatively low level of risk.
Kilde's CEO and Co-Founder Radek Jezbera shares how mental skills required in martial arts are transferable to entrepreneurship and beyond. Radek explores his relationship with martial arts, specifically, Aikido and Systema, and shares how they helped shape the mindset for his journey as entrepreneur.
Welcome to our monthly digest about investing into alternative assets and private debt. We cover some of the top headlines from the previous month. Does BNPL have a potential to re-shape the entire credit industry? What does Portfolio for the Future look like, considering the current market conditions? Has the time come for Asian private credit to finally cross over from the nascent asset class and firm up its position in institutional portfolios? We bring these and more stories to your attention.
We are happy to announce a new partnership with Reevoy - a UK based invoice factoring company, on a mission to create tech-powered, quality-assured supply chains for fashion and home-décor between India and the world
Welcome to our monthly digest about the Private Debt and investing in alternative assets. We cover some of the top headlines from the previous month: big players are rewriting the rules as private debt market matures, direct lending is hot in 2022, crypto lending market continues to grow and new metaverse lenders are emerging as sales of virtual property skyrocket. We bring these and more stories to your attention in February edition.
Welcome to our monthly digest about the Private Debt and investing in Digital Lending providers and alternative assets. The year has kicked off quickly and we see that the alternatives are stealing the spotlight, as the traditional portfolios of stocks and bonds do not deliver anymore. The macroeconomic environment pushes investors outside of the comfort zone of the public markets and into the lesser-understood private markets. BNPL providers are pushing the boundaries and are trying to extend the product to the food and beverage and trade finance spaces. We bring these and more recent news to your attention.
Kilde has closed a pre-Seed funding round of US$350,000 (S$470,000) bringing its total funding to date to US$830,000 (S$1.12 million). The bridge round was completed by a group of serial angel investors including Murat Abdrakhmanov, Adil Nurgozhin, and Olzhas Zhiyenkulov. The proceeds from the new funding round will be used to pursue KILDE's strategy of becoming a supermarket for alternative investments in Southeast Asia and beyond.
Finding a suitable investment can be tricky. Investments are often presented confusingly and are compared despite their different nature. We have created an investment comparison site in an attempt to help investors from Singapore to navigate ample investment offerings across: expected returns, fees and minimum investment amount.
For our December issue of the news digest, we have handpicked several engaging stories: from the role of the alternatives and allocation strategies in a modern investment portfolio, an overview of factors fueling the growth of the alts, to the impact of digital lenders on Asian MSMEs and insights into Chinese BNPL market. Enjoy!
We were invited to present Kilde to the VC and startup community during MENA Pitch Day, which took part during Singapore Week of Innovation. Our CEO Radek Jezbera did a great job at telling the story of Kilde and the value we bring to the investors and borrowers within the financial ecosystem. Watch the recording of the pitch and get to know us even better!
As 2021 is steadily moving towards its end, we are already looking back in an attempt to grasp the highlights and spot some trends. In this edition of our regular digest: i) some of the most prominent trends in the Asian private credit market, ii) three potential hurdles alternatives investors may face in the near future as highlighted by Moody's, iii) Radek Jezbera does the numbers for you and looks into how much money would you have made by investing into different assets this year.
SupraOracles has partnered with KILDE to raise debt capital with institutional investors. Through this partnership, KILDE will be able to store crucial data about consumer loans to the blockchain, thereby creating an immutable record of each loan and its performance.
Our methodology and loan tape assessment techniques allow us to obtain a deep understanding of the loan portfolio through analysing each loan that has been issued by the borrower, its performance, risk of default and predict its behavior for the next 12 months. In this short video Yujia Li talks about the analysis we do on the loan tape and the way we present the outcomes in the dashboard.
In this piece we compare the performance of four investment assets in the turbulent year 2021: Dow Jones Industrial Index (equity), PIMCO High-Yield Debt ETF (bonds), Gold (commodity), and Robocash debt note (issued at Kilde). We calculate returns, volatility and Sharpe ratio for each of the assets and arrive to some interesting conclusions.
In this monthly series we handpicked for you some of the more interesting updates from the world of private debt and digital lending. As private credit finds the spotlight, does it carry more systemic risk particularly when interest rates are rising? How are buy-now-pay-later providers making money and do they bring any added value to the merchants? This and more can be found in the October issue of our news digest.
BNPL providers offer interest-free instalments to their customers but then how do they make money? In this piece we tap into the remuneration and cost structure of the BNPL companies and discover additional value these players are bringing to merchants by bringing new customers to discover their products.
KILDE joined Hg Exchange (HGX) as its fourth Member Firm. The addition of a new Member Firm is another milestone for HGX, which earlier this year was granted a Recognised Market Operator license. The addition of KILDE will further boost HGX’s liquidity, investor base, and product diversity.
The Asian private debt market kept surging, with more global fund manager raising money to invest in private opportunities in APAC. The best way for investors to protect themselves from risks is to lend money to high-quality companies and to diversify their private debt portfolio. There's a lot of appetite for good quality credit, but supply may be limited. BNPL remains a hot topic, with traditional lenders increasingly entering the space by acquiring established BNPL players, getting into partnerships with them or rolling out their own BNPL products.
More than 1 billion people in Asia still have no access to formal financial services — meaning, no formal employment, no bank account, no meaningful ability to engage in commerce online or offline. By some estimates, only 27% percent of adults have a bank account, and only 33% of firms have a loan or line of credit.
The only way for them to get the loan is to turn to alternative lenders, non-banking financial institutions aimed to solve the problem of financial inclusion.
Smartphones have turned our lives upside down. Personally, I was a late iPhone adopter still clinking to my Nokia and later a Blackberry until the early 2010s. Despite my lack of foresight, smartphones have had a phenomenal adoption rate of 24.3% per year since 2009.
I bet you would not guess what has been the second most adopted innovation - Exchange Traded Funds (ETFs) with an 18% yearly growth for the same period. ETFs have been introduced in 1993 but it was not until 2010 when they entered adulthood with $1T of Asset under Management (AuM).
The coronavirus pandemic failed to knock the growth of non-bank lending and capital raising off course. The APAC region has 150M SMEs but only 20% of banking lending is directed to them creating a $2 trillion funding gap to SMEs. Globally, 40% of surveyed consumers believe that non-bank lenders can better facilitate their needs.
When selecting a new deal provider on our platform, we focus on analyzing their finances and loan portfolios, as well as technology and lending practices. Robocash ticks all the boxes. The group is serving underbanked customers by providing buy now pay later, short-term loans, instalments and salary loans to tech-savvy borrowers...
Critics raised alarms about the bubble they saw growing in private lending long before the pandemic — but the sector emerged from the crisis in a healthy position.
The private capital industry has grown to more than $7tn thanks to demanding for higher-returning but pricey and opaque strategies, spurring the likes of Schroders and JPMorgan to launch new divisions and sending others on the prowl for acquisitions.
This article contains a video recorded during the Step Anywhere Conference 2021. Where KILDE's CEO, Radek Jezbera, presents and explains how KILDE works and what does KILDE do to tackle modern situation. KILDE is focusing on a specific asset class within private debt - consumer lending assets We have analysed...
Private debt, as an asset class, is growing rapidly.Volumes of private debt have increased significantly over the last 12 months and are poised to continue growing strongly in the coming years. Increasing cash flow needs resulting from the COVID-19 pandemic, accommodative monetary policies, and low-interest rates are the main contributors to the expected...
Welcome to the first monthly digest about Private Debt and investing in Digital Lending providers. We have hand-picked thought pieces and new information relevant to the topic from the past month. You are receiving this because we have met you, you have sent us an enquiry or we thought that this Digest may be useful for you and your work. Should you want us to stop...
KILDE is focusing on a specific asset class within private debt - consumer lending assets. We have analysed more than 30 consumer finance lending firms in the past 6 months in Europe, Central Asia, and South-East Asia. We have seen the impact of the COVID crisis on their loan books and we have also seen that the consumer lending assets have shown...
KILDE is an investment platform for private debt. We raise money for digital lending firms. There are 1.7 bn consumers and practically all the SMEs that are not eligible for a loan from a bank. Fortunately, digital lenders can serve these customers at profit. However, here comes the problem. Digital lenders..
Technological innovation and disintermediation of the banking industry have created a nurturing environment for the rise of several high-profile Non-Banking Financial Institutions (NBFIs). NBFIs rely on on-line channels, artificial intelligence, and an end to end automation to serve people and businesses otherwise underserved by the banks...
Disclaimer: KILDE PTE LTD is incorporated in Singapore under the registration no. 201929587K and holds a Capital Markets Services licence (CMS101016) issued by the Monetary Authority of Singapore to deal in capital markets products under the Securities and Futures Act (Cap. 289). The information on this website is intended for “institutional investors” and “accredited investors”, in accordance with the Securities and Futures Act (Cap. 289) of Singapore. Information provided on this website does not constitute an offer, invitation to invest, solicitation or advice on buying or selling financial instruments and other capital market products.